Further information

Significant events after the balance sheet date

Significant events after the balance sheet date are presented in the notes to the financial statements.

Research and development

Vienna Insurance Group is providing a professional contribution to the development of insurance-specific software models.

Risk management and financial instruments

The Vienna Insurance Group risk management system is firmly anchored in the management culture of the Company and is based on a clearly defined, conservative risk policy, extensive risk expertise, a highly developed set of risk management tools, and risk-related Managing Board decisions.

The detailed risk report for VIG is provided in the notes to the consolidated financial statements on page 100.

For information on the financial instruments used, please see the notes to the consolidated financial statements (Summary of significant accounting policies) and the risk report (starting on page 100 (see Notes)).