Business development by region

Developments in the regions of Austria, Czech Republic, Slovakia, Poland, Romania, the Remaining Markets and Central Functions are discussed below. The discussion focuses on a presentation of Vienna Insurance Group business development in the different regions and outlines areas of change in the various insurance markets.

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Premiums written by region

in EUR million

2015

2014

2013

*

Remaining Markets Albania, Bosnia-Herzegovina, Bulgaria, Croatia, Estonia, Georgia, Germany, Hungary, Latvia, Liechtenstein, Lithuania, Macedonia, Moldova, Serbia, Turkey, Ukraine

**

Central Functions include VIG Fund, VIG Holding, VIG Re, the non-profit housing societies, corporate IT service providers and intermediate holding companies

Austria

4,055.53

4,076.99

4,073.88

Czech Republic

1,554.82

1,683.41

1,762.08

Slovakia

716.49

726.99

744.67

Poland

838.86

1,034.05

1,142.30

Romania

428.64

339.67

361.80

Remaining Markets*

1,294.18

1,155.64

1,061.64

Central Functions**

1,248.91

1,289.84

1,303.85

Consolidation

‑1,117.67

‑1,160.86

‑1,231.64

Total

9,019.76

9,145.73

9,218.57

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Profit before taxes by region

in EUR million

2015

2014

2013

*

Remaining Markets Albania, Bosnia-Herzegovina, Bulgaria, Croatia, Estonia, Georgia, Germany, Hungary, Latvia, Liechtenstein, Lithuania, Macedonia, Moldova, Serbia, Turkey, Ukraine

**

Central Functions include VIG Fund, VIG Holding, VIG Re, the non-profit housing societies, corporate IT service providers and intermediate holding companies

Austria

212.97

169.73

235.09

Czech Republic

162.99

177.87

197.82

Slovakia

51.87

59.46

55.26

Poland

43.40

55.16

50.22

Romania

5.65

6.08

‑98.70

Remaining Markets*

42.79

51.66

49.00

Central Functions**

‑347.24

‑2.24

‑133.31

Consolidation

‑0.32

0.67

‑0.23

Total

172.10

518.37

355.15